Here?s a true story about a person I know - Business

Here's a true story about a person I know. I had been living in my new home for about 3months. I was telling my friend how muchmy house cost to build. He said he wishedhe could find the money to build a newhouse. I told him about the plan my wife andI made to be able to free up extra money thewhole time we was building our home. Hetold me that he and his family lived in afairly nice singlewide mobile home.

He hada pickup and a car. His car was paid off, buthis pickup was new and very nice. Hispickup payments were $600 a month.I saw this as an opportunity to help him with my expertadvice. I laid the whole plan out for him. If he would sellhistruck and buy a beatermobile pickup that wasdependable enough to get him to work but cheap enoughto have a low monthly payment or perhaps no payment atall, he could save enough money every month to startbuying materials immediately to build his house. Plus, hewould have a perfect truck for hauling building materials.

I figured that after two years his house would be far enough along and would have such aconsiderable amount of equity that loan brokers would be falling over themselves to givethis guy a construction loan, regardless of his credit rating, which wasn't very good.After a few months, his project would be completed and he could consolidate all his billsinto a Home Mortgage Loan with low interest. Plus, he could sell his Mobile Home andtake the equity (if there was any).Well, that was a good plan and it would have worked for him and he would have onlyhad to borrow such a small amount to actually finish his home. It would have beenbecause of the monthly equity he was putting into the house itself.It made a lot moresense than throwing it away on something that would be worthless by the time itsmortgage was paid off like his shiny truck.But, I didn't consider the human factors ofpride and reputation in my calculations andestimates. He shot my idea down with nohesitation at all. I asked him, "Would yousacrifice the next two years of pride if youknew that you could live comfortably for therest of your life?" He said, "I'll find anotherway so I can always have my nice trucks and aplace to live."

I remembered thinking, "This guy, like so many others, doesn't get it." I left it at that andnever talked to him about it again. But, you know, it's been over five years since thatconversation took place. He still drives the same truck, and lives in the same singlewide.Both have lost their luster, both have been refinanced, and neither are worth what theystill owe against them and the struggle goes on.I don't think that's funny, it's sad because his story is thesame one I see everywhere.I don't want anyone to suppose that building your own houseis going to solve all your problems. It won't, I mean, it hasn'tsolved all my problems. But, it sure has given me morepositive options to help face an unfair world. It sure seems asif this world wants to stomp on our hopes and dash ourdreams before we even have a chance to get them started.One of the biggest obstacles to overcome after you decidethat you're going to build your own house is people tellingyou not to do it. When you se e all the hoops that theinspectors make you jump through, you just might bag thewhole idea. It's that discouraging. But if you can see the bigpicture, you won't have any trouble sticking with the plan.

==funny story==